DEGIRO
www.degiro.plExporting Transactions from DEGIRO
To settle your DEGIRO taxes, you need two CSV files: a transactions report and an account overview (which contains dividends). Set the widest possible date range from the very beginning of your trading — this is essential for correct FIFO cost calculation.
Log in to your DEGIRO account
Go to the "Activity" tab
Select "Transactions"
Set the widest possible date range — ideally from the start of trading on DEGIRO
Press the "Download" button and select CSV format
Prepare reports for all years back to when you started trading. Make sure dates in consecutive files do not overlap. We recommend exporting by individual calendar years — the same files can be reused for next year's settlement.
Exporting Dividends from DEGIRO
Dividends in DEGIRO are located in the "Account Overview" section, not in "Transactions". Select the widest possible date range so the full dividend history is included.
Log in to your DEGIRO account
Go to the "Activity" tab
Select "Account Overview"
Set the widest possible date range — ideally from the start of trading on DEGIRO
Press the "Download" button and select CSV format
Tax Settlement with DEGIRO
DEGIRO is a Dutch broker, so all transactions require the PIT-ZG appendix to PIT-38. The calculator automatically identifies foreign transactions and prepares a breakdown by country.
Dividends from European companies are often subject to WHT (typically 15% under DTT). For most EU treaties (DE, NL, LU, FR, CH, etc.) the treaty cap is 15% — you pay the 4pp difference against the 19% Polish rate here. If broker withheld more than the treaty rate (e.g. 26.375% German Kapitalertragsteuer), the excess must be reclaimed from the foreign authority.
DEGIRO trades on many exchanges (XETRA, LSE, NYSE, NASDAQ), so transactions are in different currencies. The calculator automatically converts everything to PLN according to NBP rates.
The FIFO method is mandatory. Make sure you export the full history from the first purchase of shares you sold in the settlement year.
DEGIRO charges fees for each transaction (usually 2-4 EUR). These fees are a tax-deductible expense and reduce taxable income.
Example of Tax Settlement for a DEGIRO Transaction
Example: You bought 50 ASML shares (Dutch company) in January 2025 at 600 EUR per share (EUR/PLN rate: 4.30 = 129,000 PLN). In June 2025, you sold all shares at 700 EUR (EUR/PLN rate: 4.35 = 152,250 PLN). DEGIRO fee: 4 EUR for the purchase and 4 EUR for the sale (34.40 PLN). Income: 152,250 - 129,000 - 34.40 = 23,215.60 PLN. Tax: 23,215.60 x 19% = 4,410.96 PLN. This transaction requires PIT-ZG because it involves a Dutch company.
Frequently Asked Questions
Do I need to report transactions on all exchanges?
Yes, all transactions on foreign exchanges require reporting in PIT-38 and PIT-ZG, regardless of the exchange country.
How do I settle DEGIRO fees?
DEGIRO fees are a tax-deductible expense. The calculator automatically includes all fees in the tax calculations.
Do I need separate files for transactions and dividends?
Yes, DEGIRO requires two CSV files: "Transactions" (buy/sell trades) and "Account Overview" (dividends, fees). Import both files into the application for a complete tax settlement.
Common Issues and Solutions
The report contains transactions in different currencies
This is normal - DEGIRO trades on multiple exchanges. The calculator will automatically convert all currencies to PLN.
I cannot see all years
DEGIRO stores history for 10 years. Older data may require contacting customer support.
Ready to import your file?
Log in to the calculator and import your transactions. The system will automatically recognize the DEGIRO format.
Last updated: January 12, 2026