Comparison at a glance
| Criterion | Revolut | Trading 212 |
|---|---|---|
| Approach | Multi-purpose app (banking + investing) | Dedicated investing platform |
| Commissions | 0% (trade limit on free plan) | 0% with no limit |
| Tax data export | CSV/PDF (transaction report) | CSV (transaction report) |
| Supported assets | Stocks, ETFs, crypto, commodities | Stocks, ETFs, CFDs |
| Fractional shares | Yes | Yes |
| Cryptocurrencies | Yes | No |
| Requires PIT-ZG | Yes | Yes |
Why choose Revolut?
Revolut is a multi-purpose app combining banking, currency exchange, and investing in one place. Ideal for people who want everything in a single app.
- Everything in one app - bank account, currency exchange, stocks, and crypto
- Crypto support - buy and sell BTC, ETH, and other cryptocurrencies
- Fractional shares - invest from as little as 1 PLN
- Multi-currency account with competitive exchange rates
Why choose Trading 212?
Trading 212 is a dedicated investing platform focused on simple, commission-free stock and ETF trading. It also offers an interest-earning cash account.
- 0% commissions with no limits - unlimited free trading
- AutoInvest - automatic investing in selected portfolios
- Interest earned on uninvested cash in your account
Important: Both brokers are foreign entities, which means you need to self-file with PIT-ZG. Neither generates a Polish PIT-8C.
Key differences
Tax filing
Revolut: Requires downloading a CSV or PDF transaction report. Stock and crypto income reported separately in PIT-38. PIT-ZG required.
Trading 212: Requires downloading a CSV transaction report. Stocks and ETFs only (no crypto). PIT-ZG required.
Cryptocurrencies
Revolut: Offers crypto trading (BTC, ETH, and others). Crypto profits are reported in PIT-38, but crypto losses cannot be offset against stock gains.
Trading 212: Does not offer crypto trading. If you need to invest in cryptocurrencies, you'll need another platform.
Investment approach
Revolut: Multi-purpose app - investing is just one of many features alongside banking, currency exchange, and payments.
Trading 212: Dedicated investing platform with advanced features like AutoInvest, pies, and detailed charts.
How to file tax with both brokers?
File tax from Revolut or Trading 212
Our calculator automatically supports both brokers. Import your CSV or PDF report and get a ready summary for PIT-38.